Aesthetics Patient Financing With HFD

The Preferred Financing Partner for Modern Aesthetic & MedSpas - High Approval, Low Effort Solutions

Leading aesthetic practices trust HFD to deliver flexible, patient-friendly financing and payment plans for today’s most in-demand treatments—from injectables to full-body transformation packages.

Top Aesthetic & Wellness Practices Use HFD

MedSpas and aesthetic providers rely on HFD to offer flexible financing for popular treatments while maintaining predictable revenue and strong cash flow.

Why Leading MedSpas Trust HFD for Patient Financing

99%+ Approval Rate* Means More Patients Say “Yes”
0% Option for Every Credit Tier
Fast, Guaranteed Funding to Your Practice
No Risk, No Collections, No Extra Admin Work
Real Human Support + In-Office Training
Built for the Way MedSpas Sell Treatments
$3K Minimum for Every Approved Patient

*Applicants may be declined financing with any HFD program due to an association of an open bankruptcy, government watchlist, or inability to properly identify a debtor. Underwriting considers multiple factors beyond credit score. HFD’s Bank Loan Program is issued by Hatch Bank, a California-chartered industrial bank.

Patient-Friendly MedSpa Payment Plans

High Approval Rates

With 99%+ approval rates, nearly every client can qualify for financing – making it easier to say yes to treatments like Botox®, laser hair removal, and body contouring.

Applying With No Credit Score Impact

The entire process takes under 3 minutes from a mobile phone.

No hard credit pull
No impact on credit score
Instant decisions

Send the application via text or email and let HFD handle the rest.

Flexible Monthly Payments

Offer a range of payment plans that fit your clients’ budgets, helping them afford everything from single treatments to full aesthetic packages. Competitive financing like $0 down, 0% APR, and affordable monthly payments, depending on patient qualifications and provider program.

Full Treatment Coverage

Clients can finance up to 100% of their treatment cost -including bundled services and long-term treatment plans – without needing to pay upfront.

Face Adjustments

Microdermabrasion

Cosmetic Facials

Botox

Brow Scraping

Hair Removal

Plans for All Types of MedSpa Treatments

Injectables & Facial Enhancements
Skin Rejuvenation & Anti-Aging
Body Contouring & Fat Reduction
Laser & Energy-Based Treatments
Hair Restoration & Wellness
Treatment Packages & Memberships

Why HFD Outperforms Other MedSpa Financing Options

Others

Approval Rate

99%+
Our providers can confidently offer a plan to every patient.

0 – 85%

Hard Credit Check

Never
Not when a patient applies. Not when they fund.

Yes when funding

HSA / FSA Eligible

Yes
Patients can use those funds for both down and monthly payments.

Nope

Partial Approvals

Never heard of ‘em
Patients get the full amount for treatment. No gaps, no surprises.

Yes

0% Option for All Credit Types

Yes
No interest options available for every approved patient, regardless of credit.

No, plus lower credit types don’t qualify for any funding

Real Human Support

Yes

Built For MedSpas

Yes

Frequently Asked Questions

What types of MedSpa treatments can be financed?

HFD financing can be used for a wide range of aesthetic and wellness services, including Botox® and dermal fillers, laser hair removal, body contouring treatments like CoolSculpting®, RF microneedling, chemical peels, skin resurfacing, hair restoration, and IV therapy. Patients can also finance bundled treatment plans and long-term anti-aging programs.

Do patients need good credit to qualify?

No. HFD offers financing options for patients across a wide range of credit profiles, with approval rates exceeding 99%. This allows MedSpa providers to offer payment plans confidently to nearly every client, regardless of financial background.

Does applying for financing impact a patient’s credit score?

No. Unlike other financing solutions, patients can apply with a soft credit check, which does not impact their credit score. This makes it easy for clients to explore payment options without risk.

How fast does funding arrive for my MedSpa?

Your MedSpa practice receives payment in 2–3 business days.

How long does the application process take?

The application takes just a few minutes to complete and can be done from any mobile device. Patients receive instant decisions and can immediately review their available payment options.

Can patients finance the full cost of their treatment?

Yes. HFD allows patients to finance up to 100% of their treatment cost, including high-ticket procedures and bundled service packages. This is especially valuable for services like body contouring, laser packages, and full facial rejuvenation plans.

How does offering financing help increase MedSpa revenue?

Financing removes the upfront cost barrier, allowing more patients to move forward with treatment. MedSpas often see higher case acceptance rates, increased average ticket sizes, and more upgrades to premium or bundled services when financing is available.

Is financing a good fit for membership or package-based MedSpa models?

Yes. Financing works especially well for MedSpas offering treatment packages, memberships, or ongoing aesthetic plans. It allows patients to commit to long-term services while paying in manageable monthly installments.

Ready to Grow Your MedSpa With Better Financing?

See how offering flexible financing can help you increase bookings, boost treatment acceptance, and drive higher revenue across your aesthetic services. Contact us to learn more about why HFD is an industry leader when it comes to affordable financing solutions for your MedSpa patients. If you still have question about how HFD financing solutions work, visit our MedSpa financing FAQ page.