Financing Solutions for Over 99% of Patients*
A plan for every patient redefines the treatment conversation — focusing on care, not cost.
A payment plan for every patient.
Financing that empowers providers and offers every patient a clear path to say “yes” to treatment.*
The Preferred Financing Partner of Invisalign
As an industry leader in dental and orthodontic financing, we’re proud to be recognized as the Preferred Financing Partner of Invisalign® — offering exclusive pricing for Invisalign-certified providers, and making Invisalign® more affordable to all patients.
Top Names in Healthcare Use HFD
Leading dental and healthcare providers rely on HFD to offer their patients flexible financing while maintaining financial stability for their practices.












We Do Things Differently
Other financing makes you compromise. We’re built so you don’t have to.
A plan for every patient
No more screening patients. 99%+ approval rate means you can confidently discuss payment options with every patient.
Quick and simple application
We require only essential information so patients get approved in under 3 minutes with no impact on their score when applying.
Get paid immediately with low merchant fees
Receive full payment upfront in 2-3 business days – with competitive merchant fees + discount for Invisalign.
Full coverage plans that actually fit patients
We don’t just approve – we cover enough for the entire cost with flexible terms to make treatment doable for every budget.
Real human support
Get actual answers when you call. Your dedicated account manager picks up the phone, backed by our full Provider Support team.
Total visibility through our all-in-one platform
Manage everything from applying through reporting on a single platform. You have total control without the complexity.
Tailored Financing Solutions Across Dental, Orthodontics, Aesthetics, Vision, Audiology, Veterinary
We understand that every healthcare specialty has distinct goals and challenges. That’s why from audiology to optometry and veterinary care to MedSpa treatments—we’ve designed flexible, patient-friendly financing programs that support your practice—ensuring better access to care and financial peace of mind.
Dental
Orthodontics
Aesthetics
Vision
Audiology
Veterinary
What Providers are Saying
Jenan Shraiteh
"I am able to close so many more Invisalign cases in my office because of HFD. No other company is able to provide nearly 100% approval for all patients! It has been a game changer for my practice."
Seth Wasson, DMD
"Compared to other lenders, HFD's process is noticeably easier to use. We truly feel you [HFD] are here to support our practice and have a vested interest in our success. There is a philosophical change in mindset that HFD has allowed us to execute-no longer do we have to have conversations about what insurance will "allow" us to do this benefit year, versus next. We are able to offer truly comprehensive dentistry which is in the patient's best interest."
Jacobo Ojalvo
"As a dental office that specializes in Invisalign, we’ve seen firsthand how many patients put off treatment due to financial concerns or credit limitations. HFD has truly changed the game for us. Their flexible financing solutions have helped so many of our patients start their Invisalign journey, regardless of their credit score."
Sophia
"We’ve been working with HFD for a while now and it’s been a great experience. The platform is easy to use, and it’s helped many of our patients move forward with treatments thanks to flexible financing options. The support team is always helpful and responsive. Highly recommend for any dental or medical office looking to offer financing solutions!"
Jo
"The introduction of HFD has been transformative for our dental practice. Many of our patients, who previously faced significant barriers to accessing dental care, now have unprecedented opportunities to receive the treatments they need. This partnership has enabled us to offer a wider range of services and improve overall patient outcomes, making dental care more accessible and affordable for everyone. It has truly been an enriching experience!"
Jacob Horowitz
“HFD’s team is great to work with. The platform is simple and intuitive, they’ve helped deliver flexible, customized solutions that meet our business needs.”
Shanique Gravely
“Adding HFD to our patient finance offerings has been simple. We’re able to approve all of our patients with a single application process, without sacrificing patient experience. That’s a win for your providers, treatment coordinators and – most importantly – patients.”
Daisy Devlin
“HFD is driving return visits and increasing our incremental revenue from prior patients that had been declined for financing initially, allowing those patients to start and complete the treatment that they need."
Jacobo Ojalvo
"Their approval process is simple, fast, and incredibly patient-friendly. The team at HFD is professional, responsive, and always willing to go the extra mile to support both the practice and the patient. Thanks to HFD, we’re able to offer life-changing smiles to patients who never thought it was possible. Highly recommend HFD to any dental or orthodontic office looking to make quality care more accessible."
Kathrina West
“HFD supports many of our patients that struggle with hearing loss every day. It helps increase their quality of life by being able to hear better.”
Asaf Moses
“Integrating with HFD was a breeze. Their team was incredibly responsive - before, during and after - and made the process seamless. Cred Compare has seen tremendous benefit in partnering with HFD."
Dr. Jumoke Adedoyin
"The reality is that not every patient can afford to pay cash for their services, and now we have access to even more patient financing options, like HFD, to help patients get the care they need regardless of their credit score."
*Applicants may be declined financing with any HFD program due to an association of an open bankruptcy, government watchlist, or inability to properly identify a debtor. Underwriting considers multiple factors beyond credit score. HFD’s Bank Loan Program is issued by Hatch Bank, a California-chartered industrial bank.