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Financing Solutions for Over 99% of Patients*

A plan for every patient redefines the treatment conversation — focusing on care, not cost.

A payment plan for every patient.

Financing that empowers providers and offers every patient a clear path to say “yes” to treatment.*

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Financed Treatments
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The Preferred Financing Partner of Invisalign

As an industry leader in dental and orthodontic financing, we’re proud to be recognized as the Preferred Financing Partner of Invisalign® — offering exclusive pricing for Invisalign-certified providers, and making Invisalign® more affordable to all patients.

Financing for Invisalign Providers

Top Names in Healthcare Use HFD

Leading dental and healthcare providers rely on HFD to offer their patients flexible financing while maintaining financial stability for their practices.

We Do Things Differently

Other financing makes you compromise. We’re built so you don’t have to.

A plan for every patient

No more screening patients. 99%+ approval rate means you can confidently discuss payment options with every patient.

Quick and simple application

We require only essential information so patients get approved in under 3 minutes with no impact on their score when applying.

Get paid immediately with low merchant fees

Receive full payment upfront in 2-3 business days – with competitive merchant fees + discount for Invisalign. 

Full coverage plans that actually fit patients

We don’t just approve – we cover enough for the entire cost with flexible terms to make treatment doable for every budget.

Real human support

Get actual answers when you call. Your dedicated account manager picks up the phone, backed by our full Provider Support team.

Total visibility through our all-in-one platform

Manage everything from applying through reporting on a single platform. You have total control without the complexity.

Tailored Financing Solutions Across Dental, Orthodontics, Aesthetics, Vision, Audiology, Veterinary

We understand that every healthcare specialty has distinct goals and challenges. That’s why from audiology to optometry and veterinary care to MedSpa treatments—we’ve designed flexible, patient-friendly financing programs that support your practice—ensuring better access to care and financial peace of mind.

What Providers are Saying

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HFD Financing Reviews

*Applicants may be declined financing with any HFD program due to an association of an open bankruptcy, government watchlist, or inability to properly identify a debtor. Underwriting considers multiple factors beyond credit score. HFD’s Bank Loan Program is issued by Hatch Bank, a California-chartered industrial bank.