Confidence,
financed.
99%+ patient approval and transparent terms, including 0% APR options, for the treatment plans your patients already want to say yes to.
Top Aesthetic Practices Use HFD
Built for how aesthetic practices actually sell.
Real approvals, not maybes
Your patients don't want to hear "let me check." At 99%+ approval*, nearly every consult ends in a plan, not a decline that sends them looking elsewhere.
A human on the line
Every practice gets a dedicated point of contact and in-office team training at onboarding, not a ticket number.
Priced for the plans you sell
Elective, higher-ticket, patient-experience-driven. Plans can cover up to 100% of a treatment cost, including bundles and memberships, with nothing due upfront.
No risk to your practice
HFD carries the credit risk, the collections, and the paperwork, not you. No chargebacks landing back on your books, no extra admin lift.
Built for the full range of aesthetic care.
Why practices are switching to HFD.
Let's build your practice's plan.
Bring HFD to My Practice
Ready to offer patients more approvals and bigger plans? Talk to an Aesthetics Rep and get your practice onboarded and trained, often in as little as a day.
Book a DemoExplore an Industry Partnership
For manufacturers, associations, and larger platforms looking to build patient financing into your program at scale.
Schedule a MeetingRefer a Practice, Earn Up to $2,000
Know a practice that deserves better financing? Send them our way, and get paid when they use HFD.
Refer a PracticeQuestions practices ask us first.
What types of aesthetic treatments can be financed?
Skin rejuvenation, laser and energy-based treatments, hair restoration, and full treatment packages or memberships.
Do patients need good credit to qualify?
No. HFD approves 99%+ of applicants across all credit profiles, not just prime and near-prime borrowers.
Does applying impact a patient's credit score?
No. HFD uses a soft credit pull only. Never a hard inquiry, at application or at funding.
How fast does funding arrive?
Approved funds typically reach your practice's account within 2–3 business days.
How long does the application take?
About 3 minutes, from any mobile device, sent to the patient by text or email.
Can patients finance the full cost of treatment?
In the large majority of cases, yes. HFD is built to approve the full treatment amount, including bundled packages, with nothing due upfront.
What credit tiers qualify for the 0% APR option?
0% APR options are available across credit tiers, not reserved for top-tier applicants only.
How does offering financing help grow my practice?
Price stops being the reason a patient says "not today." Practices that offer financing consistently see higher treatment-plan acceptance across every specialty HFD serves.
Ready to grow your practice with better financing?
See how offering flexible, high-approval financing helps you increase bookings and treatment acceptance across every service you offer.
Request a Demo*Applicants may be declined financing with any HFD program due to an association of an open bankruptcy, government watchlist, or inability to properly identify a debtor. Underwriting considers multiple factors beyond credit score. HFD's Bank Loan Program is issued by Hatch Bank, a California-chartered industrial bank.