An Invisalign Plan
for
Every
Patient
The only financing partner that gives every patient a clear path to treatment.
Exclusive pricing for Invisalign-certified providers
Are you a patient interested in financing treatment? Click here.
Not an Invisalign provider? Request a demo to learn about our other programs.
Financing that Works
for
Your Practice.
HFD helps you treat every patient, get paid faster, and reduce risk while we handle everything—from application to collections—so you can focus on quality care.
Manage it all with total visibility in our all-in-one platform.
Join the nationwide network of 11,000+ practices using
HFD's best-in-class patient financing
HFD is just better
— it's not even close.
HFD is better because we’ve built our financing around the needs of providers and patients.
Because the real goal isn’t financing — it’s treatment.
How Our Financing Works
Patients secure funding in less than 3 minutes.
Step 1
Patients Apply
Text or email an application link from the HFD Provider Portal to your patient for them to complete right from their phone.
Step 2
We Approve
Your patient sees their approved financing options right away and picks what works best for them.
Step 3
You Get Paid
HFD deposits funds directly to your account within 2-3 business days. No waiting for monthly payments or chasing collections.
*Applicants may be declined financing with any HFD program due to an association of an open bankruptcy, government watchlist, or inability to properly identify a debtor. Underwriting considers multiple factors beyond credit score. HFD’s Bank Loan Program is issued by Hatch Bank, a California-chartered industrial bank.
Providers love our financing and unmatched support!
Frequently Asked Questions
All dental patients! Financing is relevant to every patient—whether it’s making treatment more affordable or simply providing the flexibility to pay in a way they want. We empower our providers to offer everyone a better way to pay. The only reasons a patient would be declined are if they’re in an open bankruptcy, have a credit freeze or are on a Terrorist Watch List.
Unlike other financing companies that only approve “prime” credit (typically 660+ credit score), our industry-leading 99%+ approval rate* provides a plan for nearly every patient. This means your practice avoids:
▪ The headache of juggling multiple finance partners
▪ Challenging denial conversations with patients
▪ Losing patients who can’t secure financing
We are our providers’ one-stop-shop for all their patient financing. And as a modern fintech platform, we deliver not just inclusive financing but a best-in-class experience to our practices and their patients.
Our unique advantage comes from our origins in loan servicing, where we’ve gathered extensive performance data to build a smarter approval model. We’ve created financing plans for all credit tiers, allowing us to approve patients that others simply can’t.
The proof? During our initial 7-month pilot, 60% of applicants would have been REJECTED by traditional financing companies. This translated to a 10- 20% increase in case volume for participating practices—real growth from patients who otherwise couldn’t proceed with treatment.
You’ll receive payment within 2-3 business days of your patient accepting their payment plan. No waiting for installments or worrying about cash flow.
HFD assumes repayment risk with our Cash Upfront Solutions while you receive payment upfront. Your practice is fully protected except in rare cases like chargeback of the down payment, confirmed fraud, or if a patient wins a formal dispute. Plus, you’re free from the burden of payment collection and plan servicing.
Absolutely not. Unlike competitors who may perform soft checks for qualification but then hard checks when funding, applying for an HFD loan never affects your patient’s credit score.
Yes! Qualifying patients are approved for a minimum of $7K, eliminating financing gaps that your practice would otherwise need to manage.
No, our team provides ongoing support every step of the way—from initial patient engagement to complete loan servicing and payment collections. Your team can focus on providing great care while we manage the financing.
It typically takes less than 3 minutes from your practice sending the application to the patient completing it and choosing their payment plan.
After sending the application through your Provider Portal, patients can easily complete their application on your in-office tablet using the patient application link.
You can request a demo with one of our team members who will answer all your questions about the program and pricing details.