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Enterprise Solutions

Powering patient financing for DSOs, OSOs, and provider networks nationwide — 99%+ approval rate, fully configurable, built to scale.

Trusted by Leading Specialty Provider Networks in Dental, Aesthetics, and More

Built to power multi-location growth

You take care of ‘the business side of things’ for your provider network. When it comes to financing, you’re not looking to give up control. With HFD, you don’t have to. 

 Configurable financing offers and merchant fees 

 Configurable financing offers and merchant fees 

Centralized reporting for patient conversion and revenue tracking 

Graph showing treatment breadth and financing growth

Dedicated regional support to help drive momentum at individual locations 

Partnership at the C-suite levels focused on your financing program performance 

West Coast Dental saw immediate results with their HFD patient financing program

Treatment Financed in the First 90 Days 
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Treatment Financed in the First 90 Days 
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Treatment Financed in the First 90 Days 
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Ready to Get Started?

Financing designed to be predictable, tailored to your goals

HFD brings the 99%+ approval rate and full treatment coverage. You create the patient financing experience while maintaining full control.

  • 0% Promo Plans

    guarantee an interest-free way to pay for every approved patient, across every credit type.

    HFD payment estimator for a $4,500 Invisalign treatment with the 0% APR plan selected: $375 per month for 12 months, $0 down.
  • Extended Terms

    of up to 84 months make monthly payments affordable.

    HFD term options for Prime and Prime+ applicants: 0% promo at 6, 12, 18 and 24 months, and standard APR at 24 to 84 months.
  • As Low As $0 Down

    boosts conversion and same-day starts.

    A patient's selected HFD offer on $5,000 financed, with $0.00 down highlighted.
  • Full Credit Spectrum

    coverage is configurable by credit grade and patient offers.

    HFD portal offers by credit grade, from Prime+ to Deep Subprime, with promotional and installment plans shown for Prime+.
  • Pre-Qualification

    drives patient acquisition and facilitates effective re-engagement.

    A patient's phone showing they are prequalified for up to $15,000 with no hard credit check, next to the practice's checkout view.

Frequently Asked Questions

What is HFD’s Enterprise patient financing program?

HFD’s Enterprise program is a patient financing solution built for DSOs, OSOs, and multi-location provider networks. It gives your group one configurable financing program across every location, with 99%+ approval rates*, payment plans up to 84 months, and options as low as $0 down. Each group gets a dedicated Enterprise Manager and centralized reporting.

Can we roll HFD out to our locations in phases?

Yes. HFD supports phased rollouts for multi-location groups. During kickoff and launch planning, you and your dedicated Enterprise Manager agree on a rollout sequence, so locations, regions, or brands can launch in the order that fits your operations. Each location goes through data setup, kickoff, team training, and ongoing support.

What support do DSOs and provider networks receive from HFD?

Every Enterprise partner gets two layers of dedicated support. Your Enterprise Manager is the strategic point of contact for your executive team, with partnership at the C-suite level focused on how your financing program performs. Each location also has a dedicated Area Manager who trains front-office staff and treatment coordinators on the HFD platform. HFD’s Provider Support team backs both.

Can we customize financing offers and merchant fees across our network?

Yes. HFD tailors your patient financing program to your business. Before launch, you set goals with your Enterprise Manager. Payment plans, promotional offers (such as 0% APR terms), and merchant fees are then configured by credit grade, so your program matches your current strategic priorities. Offers can be adjusted as those priorities change.

How do we track patient financing performance across locations?

HFD gives your leadership team centralized reporting on patient conversion rates, treatment financed, and revenue across all locations, from one platform. Your Enterprise Manager also meets regularly with your leadership team to review key performance metrics and find ways to improve results at individual locations.

Which specialties does HFD support at the Enterprise level?

HFD works with Enterprise and mid-market provider networks in dental, orthodontics, aesthetics and MedSpas, vision, audiology, veterinary, and other specialties. HFD is also the Preferred Financing Partner of Invisalign®, with exclusive pricing for Invisalign-certified providers.

How does HFD help our group grow revenue?

HFD helps your locations turn more treatment plans into scheduled care. With 99%+ approvals*, financing that covers the full treatment cost, terms up to 84 months, and payments as low as $0 down, more patients can say yes to treatment instead of delaying it because of cost. Providers are paid upfront within 2–3 business days. West Coast Dental, for example, saw a 25% increase in case acceptance after launching HFD. Read more customer success stories.

Does applying for HFD financing affect a patient’s credit score?

No. Patients can prequalify with no hard credit check, and most applications take under 3 minutes. That makes it easy for your teams to offer financing to every patient, not just those with strong credit. Patients can find more answers in HFD’s Patient FAQs.

How do we get started with HFD Enterprise?

Request a demo to talk with HFD’s Enterprise team about your network’s goals, locations, and rollout plans.

*Applicants may be declined financing with any HFD program due to an association of an open bankruptcy, government watchlist, or inability to properly identify a debtor. Underwriting considers multiple factors beyond credit score. HFD’s Bank Loan Program is issued by Hatch Bank, a California-chartered industrial bank.

“Over the years, I’ve evaluated a number of financing solutions, but none have matched the impact that HFD has had on my businesses. Partnering with HFD has been a game-changer.

Their flexible financing model, high approval rates, and seamless integration have made my products more accessible and affordable. The result has been a substantial increase in top-of-funnel as well as conversion.

Beyond the product itself, HFD has been an exceptional partner. Their team is proactive, supportive, and genuinely invested in our success. They’ve helped us optimize how we present financing, train our staff, and ultimately remove the financial barriers that once kept customers from moving forward. I would confidently recommend HFD to any business looking to drive growth and serve more customers.”

Scott Cohen
Entrepreneur, Founder of Byte, Audien Hearing, AlterMe, Orion Sleep

“HFD has been an exceptional partner in strengthening LaserAway’s patient financing strategy.

They actively collaborated with our team to tailor a comprehensive, multi-tier credit solution designed to extend approvals across virtually 100% of our patients. Their entire approach is centered on finding creative ways to get to a ‘yes,’ ensuring financial barriers don’t keep patients from moving forward with their treatments.”

Pavel Tsyrlin
Head of Consumer Finance, LaserAway