Choose your plan. Pay over time. Live your life.
A Better Way to Pay For Healthcare
Financing your healthcare shouldn’t be complicated or stressful. With HFD, you get transparent, patient-friendly financing that removes barriers to treatment, giving you more control over how you pay for care.
One easy application
Complete a simple application and receive custom payment options in seconds.
No damage to your credit
We only perform a soft credit check, so applying won’t affect your credit score.
Flexible payment options
Choose a plan that works for your budget.
Choose your payment date
Select a monthly payment amount and due date that fits your financial needs.
Financing for Everyone
Financing is relevant to everyone—whether it’s making treatment more affordable or simply providing the flexibility to pay you want. HFD makes sure you have a better way to pay. If your provider doesn’t currently offer HFD, you can recommend them using the link below.

Applying is Quick
- Enter a few pieces of information.
- Receive multiple offers in seconds.
- Choose your plan.
- Pay over time.
"Great customer service!"
The people you speak to are kind and polite and knowledgeable about the service. Both times I have called HFD the representatives were extremely helpful and just super nice.
Navonda M.
Google Review
"HFD made paying for my aligners super simple."
HFD was helpful in financing my Smile Direct Club aligners. It’s something I always wanted and this made paying for it simple.
Courtney O.
Google Review
"The HFD team have been helpful to me beyond words."
I’m very thankful to have their assistance. They make me feel very special. They know my voice when I call without having to say my name. You guys have a great team! Keep up the good work!
Sheryl S.
Google Review

Have Questions? We're Here To Help.
24/7 Support
Our team is available via live chat and phone to assist with any questions.
Billing & Payments Assistance
Get help with payment plans, due dates, and managing your account.
Dispute Resolution
If you have concerns about your charges, our team is here to guide you through the process.
Frequently Asked Questions
Explore common questions and answers in our support center.
Already have a plan with us?
Manage your account, make payments, or update your information online.


Get the treatment you need. Pay for it your way.
*Applicants may be declined financing with any HFD program due to an association an Open Bankruptcy or any OFAC list. Underwriting considers multiple factors beyond credit score. HFD’s Bank Loan Program is issued by Hatch Bank, a California-chartered industrial bank.