The Heart of Affordable Healthcare

We offer affordable pay-over-time options for every patient.*

A plan for every patient.

Financing that empowers providers and offers every patient a clear path to say “yes” to treatment.*

Providers Onboarded

0 +

Patients Served

0 +

Financed Treatments

$ 0 B+

Tailored Financing Solutions Across

Dental, Orthodontics, Cosmetic, Vision, Audiology, Veterinary

We understand that every healthcare specialty has distinct goals and challenges. That’s why we’ve designed flexible, patient-friendly financing programs that support your practice—ensuring better access to care and financial peace of mind.

Dental

Orthodontics

Cosmetic

Vision

Audiology

Veterinary

We Do Things Differently

Every patient is unique, and their financing experience should be too. Our all-in-one platform removes financial barriers, helping you approve more patients, get paid faster, and streamline your workload—while we handle the rest.

A plan for every patient

Approval rates approaching 100%, so you can confidently discuss financing with all patients.*

Seamless application process

A quick and intuitive application that gives patients flexible payment options without impacting their credit score.

We handle the financing, so you can focus on care

From patient applications to payment collections, we take care of it all—so you can concentrate on providing exceptional treatment.

Flexible Patient Terms

Whether it’s making treatment more affordable for patients or simply providing the flexibility to pay in a way they want, we make it easy to offer a plan to every patient.

Strengthen Patient Relationships

Remove the friction of payment collections with patients and the administrative burden for your practice.

Low Cost to the Provider

Choose a program that fits your needs, not the banks. Optimize for patient APRs, provider discount rates, and patient approval rates.

All-In-One Platform

Our all-in-one platform streamlines patient financing for your practice, from application management to real-time reporting.

Top Names in Healthcare Use HFD

Leading healthcare providers rely on HFD to offer their patients flexible financing while maintaining financial stability for their practices.

Jacob Horowitz

Owner at Maryland Center for Arthritis and Regenerative Care

“HFD’s team is great to work with. The platform is simple and intuitive, they’ve helped deliver flexible, customized solutions that meet our business needs.”

Dr. Nicole Jackson

Practice Owner, Affordable Care

“Since our team first introduced the HFD option to our patients, we have benefitted from a 13 percent increase in conversion compared to October 2021 through January 2022. This is not coincidental.”

Shanique Gravely

Director of Operations at DECA Dental

“Adding HFD to our patient finance offerings has been simple. We’re able to approve all of our patients with a single application process, without sacrificing patient experience. That’s a win for your providers, treatment coordinators and – most importantly – patients.”

Daisy Devlin

General Manager, Affordable Dentures and Implants of Mays Landing, NJ

“HFD is driving return visits and increasing our incremental revenue from prior patients that had been declined for financing initially, allowing those patients to start and complete the treatment that they need."

Kathrina West

Accountant, Audiology Services Company

“HFD supports many of our patients that struggle with hearing loss every day. It helps increase their quality of life by being able to hear better.”

Asaf Moses

Chief Executive Officer at CredCompare

“Integrating with HFD was a breeze. Their team was incredibly responsive - before, during and after - and made the process seamless. Cred Compare has seen tremendous benefit in partnering with HFD."

Dr. Jumoke Adedoyin

Director of Clinical Relations and Member of Affordable Care Leadership Team

"The reality is that not every patient can afford to pay cash for their services, and now we have access to even more patient financing options, like HFD, to help patients get the care they need regardless of their credit score."

Patient First Financing

Provide your patients with flexible financing options, so they can get the care they need without financial barriers. No hidden fees, no credit impact – just stress-free options that work for everyone.

"It is a great feeling to see patients who had lost hope and had been living in pain, now come back to the practice and leave smiling."

Kaylee H.

Affordable Dental and Implants Clinic Manager

Affordable Care Uses HFD to Trat 5k+ Additional Patients

Affordable Care implemented HFD as their primary financing solution and successfully treated over 5,000 additional patients in just six months. By offering one comprehensive financing option, they simplified their process while dramatically increasing case acceptance across all patient demographics.

Give Your Patients a Better Way to Pay

Join thousands of practices that have simplified their financing while helping more patients access the care they need.

*Applicants may be declined financing with any HFD program due to an association an Open Bankruptcy or any OFAC list. Underwriting considers multiple factors beyond credit score. HFD’s Bank Loan Program is issued by Hatch Bank, a California-chartered industrial bank.