The Heart of Affordable Healthcare.

We offer affordable pay-over-time options for every patient.*

A plan for every patient.*

Traditional lenders approve around half of patients that apply for credit. We are committed to offering nearly every patient an affordable pay-over-time option, regardless of their credit score.

Providers Onboarded

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Patients Served

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Providing Financing For

Dental, Orthodontics, Cosmetic, Vision, Audiology, Veterinary

HFD provides affordable financing options for patients in dental, orthodontics, veterinary, audiology, vision, and cosmetics. We know all of these specialties have different goals and challenges, so we tailor our plans to meet the needs of both patients and providers within each vertical.

Dental

Orthodontics

Cosmetic

Vision

Audiology

Veterinary

We Do Things Differently Here

You have some challenges with your current patient financing. We know how that disrupts your business. We’re here to change that.

Affordable Patient Terms

Change the conversation from the cost of treatment to what a patient can afford to pay.

Low Cost to the Provider

Choose a program that fits your needs, not the banks. Optimize for patient APRs, provider discount rates, and patient approval rates.

Office Managers Love Us

No more uncomfortable conversations because a patient is declined. Patients don’t need to be afraid to apply, because you know they will be approved.

Amazing Patient Experience

With an easy and intuitive application workflow and world class servicing, HFD ensures your patients have a great experience through the life of their payment plan.

Providers Love

Jacob Horowitz

Owner at Maryland Center for Arthritis and Regenerative Care

“HFD’s team is great to work with. The platform is simple and intuitive, they’ve helped deliver flexible, customized solutions that meet our business needs.”

Dr. Nicole Jackson

Practice Owner, Affordable Care

“Since our team first introduced the HFD option to our patients, we have benefitted from a 13 percent increase in conversion compared to October 2021 through January 2022. This is not coincidental.”

Shanique Gravely

Director of Operations at DECA Dental

“Adding HFD to our patient finance offerings has been simple. We’re able to approve all of our patients with a single application process, without sacrificing patient experience. That’s a win for your providers, treatment coordinators and – most importantly – patients.”

Daisy Devlin

General Manager, Affordable Dentures and Implants of Mays Landing, NJ

“HFD is driving return visits and increasing our incremental revenue from prior patients that had been declined for financing initially, allowing those patients to start and complete the treatment that they need."

Kathrina West

Accountant, Audiology Services Company

“HFD supports many of our patients that struggle with hearing loss every day. It helps increase their quality of life by being able to hear better.”

Asaf Moses

Chief Executive Officer at CredCompare

“Integrating with HFD was a breeze. Their team was incredibly responsive - before, during and after - and made the process seamless. Cred Compare has seen tremendous benefit in partnering with HFD."

Dr. Jumoke Adedoyin

Director of Clinical Relations and Member of Affordable Care Leadership Team

"The reality is that not every patient can afford to pay cash for their services, and now we have access to even more patient financing options, like HFD, to help patients get the care they need regardless of their credit score."

Say goodbye to having those difficult conversations when a patient is declined.

"It is a great feeling to see patients who had lost hope and had been living in pain, now come back to the practice and leave smiling."

Kaylee H.

Affordable Dental and Implants Clinic Manager

Learn How HFD Brought Affordable Care to Patients in Need

In their first 6 months, Affordable Care was able to treat 5,343 patients because of HFD. These are patients who most likely wouldn’t have had any other way to pay for their treatment. They were all existing patients of Affordable Care, many who had already visited a practice and left with an unscheduled treatment. Unscheduled treatments are a significant opportunity for healthcare providers. With HFD, Affordable Care was able to both reduce the number of new unscheduled treatments and bring patients in who had previously left with unscheduled treatments.

Learn more about our Provider Benefits

*Applicants may be declined financing with any HFD program due to an association an Open Bankruptcy or any OFAC list. Underwriting considers multiple factors beyond credit score.